Tech And AI Unexpanded FL Peer To Peer, Network , Direct, User, Lending, P2p, Share, Transfer

This is a user exchange icon featuring two rounded person silhouettes connected by curved arrows, rendered in deep navy with soft gray drop shadows on a pale cream background. The bold, playful vector style makes it suitable for Figma or Webflow interfaces, particularly for team swapping, referrals, collaboration, onboarding, or account switching features.